Non-Compete Guarantee

Plain and simple! We don’t compete with our partners. We do not offer merchant accounts and never will. (Seriously!) You must be sponsored by an approved ‘Fluid Partner’ to utilize our technology.


White-Label Solution

A true White-Label Payment Gateway. Your look and feel to your ISO’s, sub-agents, and merchants. Manage your suite of payment technologies & brand from a single location. How many levels deep are you? Work smarter, not harder.


Security & Reliability

Security is integrated into our DNA! Multiple active data centers to provide reliability while minimizing software and hardware related outages. Level 1 PCI Compliant and beyond. Security is integrated into our DNA!

Fluid Pay™ has become one of the fastest growing payment gateways in the industry. With over 18 years of PURE payment gateway experience, we are dedicated to our partners, and the advancement of our payment technologies. We believe in relationships built on TRUST & INNOVATION.

About us

Meet FlowBi


FlowBi Fluid is our mascot! He represents natural purified water, while symbolizing growth and symbiosis in this digital age. FlowBi strives to meet the needs of our clients by advancing the payments industry technologies. Say hi to FLowBi at!



Dashboard Analytics

Top-down solution for businesses, showing average ticket costs, monthly costs, goals, and much more.


Virtual Terminal

Process credit cards and ACH transactions from any device with an internet connection ANYWHERE in the world. Your HQ for processing.



Fraud management tool to set rules and filters to zero-in on preventing and detecting suspicious activity.


Advanced Load Balancing (ALB)

ALB Provides the merchant with load balancing across an unlimited amount of MIDs.


Batch Processing

The means by which a merchant submits multiple transactions to Fluid Pay™.


Recurring Billing

A simple and effective way to increase billing efficiency.


About Us

Founded in 2017, Fluid Pay™ has built a secure Level 1 PCI Compliant cloud-based payment gateway for businesses to process transactions from a variety of different devices, ANYWHERE in the world.

With industry leading minds, Fluid Pay™ aims to create a suite of payment industry tools with a business centric approach in mind. It’s time to simplify the complexity of payment gateways and payments industry.

Fluid Pay™ works with ISOs, VARs, MSPs, and developers of all applications. Our solution is maintained 24/7/365 keeping our partners in control at all times. At Fluid Pay™ we build our business a single partner at a time ranging from multi-million, multi-location businesses, to mom and pop shops across the globe.

The payments space does not have to be so complicated, we aim to simplify the process by offering our partners and their merchants the ability to run their business from a single platform. Let us worry about the details so you can continue to grow your business.

Our Non-Compete Commitment ensures there is no competition from the gateway and enables us to focus primarily on advancing payment technologies for our Partners. Tired of your old gateway? So were we. Complexity. Simplified.