Automatic Account Updater for Credit Cards
Keep payments flowing. Keep merchants happy. Keep revenue protected.
Card credentials change constantly—expirations, replacements, fraud reissues. For your merchants running subscriptions or recurring billing, a single outdated card can mean failed transactions, churn, and frustrated customers. Automatic Account Updater solves this silently in the background.
The Problem Is Bigger Than Most Realize
Up to 33% of payment credentials change annually. For merchants with recurring revenue models, that's not just a minor inconvenience—it's a direct threat to cash flow and customer retention. Every failed payment creates friction: support tickets, manual outreach, and the risk that customers simply cancel instead of updating their details.
How It Works
Automatic Account Updater connects to card network databases to refresh expired or replaced card data in your merchants' vaults—automatically, before transactions fail. No manual intervention. No customer contact required. Just seamless continuity.
Pay Only for Results
Unlike flat-fee or subscription-based updaters, you only pay when card data actually gets updated. The ROI is straightforward: what your merchants save in recovered revenue, reduced churn, and eliminated admin time far exceeds the per-update cost.
Why This Matters for Your Partners
| Benefit | Impact |
|---|---|
| Protect Recurring Revenue | Fewer failed payments means uninterrupted subscription and membership billing |
| Reduce Support Burden | Eliminate "please update your card" calls and emails |
| Lower PCI Exposure | No human handling of sensitive card data during updates |
| Strengthen Merchant Loyalty | When payments just work, merchants trust your platform |
Built for Payment Professionals
This isn't a bolt-on feature—it's integrated directly into FluidPay's cloud infrastructure. Your merchants get the benefit; you get the credit for providing a gateway that actually reduces their operational headaches.