Level 3 Credit Card Processing

Save a significant amount of cost with Level 3 Processing

Save a significant amount of cost with Level 3 Processing

Level 3 Processing is used mainly in B2B (Business to Business) and B2G (Business to Government) transactions to aid merchants in securing lower interchange rates and monitor spending. This involves collecting additional line-item details that further outline the transactions for both businesses and credit card companies.

Many payment gateway's are not qualified for Level 3 Processing. However, missing even one additional field disqualifies the merchant from being able to use Level 3 processing, thus lowering interchange rates.

Field names Level 1 Level 2 Level 3
Transaction Amount (Total amount)
Tax Amount
Customer Code (30 characters)
Merchant Postal Code
Tax Identification
Merchant Commodity Code
Merchant SIC Code
Ship from Postal Code
Ship to Postal Code
Invoice Number
Order Number
Item Product Code
Item Commodity Code
Item Description
Item Quantity
Item Unit of Measure
Item Extended Amount
Freight Amount
Duty Amount

Fluid Pay's Level 3 Enhanced Features:

Save Time with Auto Population**

Set merchant default fields to auto populate where necessary.

Automatic BIN Lookup**

Transactions that can be processed/qualify for Level 3 will automatically run as a Level 3 transaction.

Working seamlessly with Fluid Pay**

Can be used across the entire Fluid Pay product suite. For example our Virtual Terminal, Recurring Transactions, E-Invoicing.

Contact us to learn more