Save a significant amount of cost with Level 3 Processing
Level 3 Processing is used mainly in B2B (Business to Business) and B2G (Business to Government) transactions to aid merchants in securing lower interchange rates and monitor spending. This involves collecting additional line-item details that further outline the transactions for both businesses and credit card companies.
Many payment gateway's are not qualified for Level 3 Processing. However, missing even one additional field disqualifies the merchant from being able to use Level 3 processing, thus lowering interchange rates.
|Field names||Level 1||Level 2||Level 3|
|Transaction Amount (Total amount)||✅||✅||✅|
|Customer Code (30 characters)||✅||✅|
|Merchant Postal Code||✅||✅|
|Merchant Commodity Code||✅||✅|
|Merchant SIC Code||✅||✅|
|Ship from Postal Code||✅|
|Ship to Postal Code||✅|
|Item Product Code||✅|
|Item Commodity Code||✅|
|Item Unit of Measure||✅|
|Item Extended Amount||✅|
Fluid Pay's Level 3 Enhanced Features:
Save Time with Auto Population**
Set merchant default fields to auto populate where necessary.
Automatic BIN Lookup**
Transactions that can be processed/qualify for Level 3 will automatically run as a Level 3 transaction.
Working seamlessly with Fluid Pay**
Can be used across the entire Fluid Pay product suite. For example our Virtual Terminal, Recurring Transactions, E-Invoicing.