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Nick Cucci
February 8, 2023
What is Product Led Growth—and Why is it Here to Stay?
Business growth is the ultimate goal of any company, but the path to business growth isn’t always clear...
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Nick Cucci
January 20, 2023
Where is the Credit Card Industry Heading for 2023?
Every year, consumer behavior shifts, and there will always be product types that go in and out of style. The credit card industry is no different, and there is no denying that consumer behaviors are changing around...
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Nick Cucci
January 5, 2023
New Fraud Trends 2022
The growing digital world is making it easier than ever for us to connect and learn more, but it also places each of us at a heightened level of risk. Each year, cybersecurity experts are learning how to navigate fraud...
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Nick Cucci
November 16, 2022
Fluid Pay, LLC. Named Top 10 Payment Processing Companies of 2022
Fluid Pay, LLC. Named Top 10 Payment Processing Companies of 2022...
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Nick Cucci
October 15, 2022
Fluid Pay, LLC. Hires Retired Deputy Chief John Krueger as Vice President of Risk & Security.
Fluid Pay, LLC. Hires Retired Deputy Chief John Krueger as Vice President of Risk & Security...
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Nick Cucci
July 25, 2022
Keeping Your Sales Team Engaged and Motivated
A happy and engaged sales team is the key to a successful business. Try these 6 proven leadership strategies to keep your team motivated and working hard.
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Nick Cucci
July 11, 2022
Cash Discount Programs - What You Should Know.
A cash discount program can help reduce the cost of your credit card processing fees. Discover the benefits and how to find the best program for your business.
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Nick Cucci
June 14, 2022
What is e-Invoicing, and Why Should Your Business Use It?
E-invoicing has revolutionized the invoice process by making it more efficient and cost-effective. Find out why your business should make the switch!
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Nick Cucci
June 3, 2022
How to Handle Failed Recurring Payments
In today's economy, the subscription-based business model is a popular way of ensuring steady cash flow for your business. In fact, 70% of business leaders believe that subscriptions are the key to their future success.
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Nick Cucci
May 26, 2022
Why do I need an Automatic Account Updater for My Business
An Automatic Account Updater reduces missed customer payments due to expired or canceled credit cards. Learn more about the benefits of an Account Updater.
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Nick Cucci
May 15, 2022
Fluid Pay, LLC. Add support for HAS/FSA and IVR.
Franklin, TN – May 15th, 2022 - Fluid Pay, LLC. has launched support on TSYS for Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and Interactive Voice Response (IVR). Fluid Pay also is currently the only gateway to support HSA – Card Not Present.
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Nick Cucci
April 11, 2022
Relocating your business 101
Moving your established business can be daunting. However, if you take an organized, methodical approach you can alleviate much of the pain. I recently moved our Fluid Pay LLC headquarters from a Chicago suburb to Franklin, Tenn.
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Nick Cucci
March 28, 2022
Cloud-based innovators, rainmakers and partners
Fluid Pay began in a West Chicago airplane hangar in 2017, then headed skyward to the cloud. After searching for fast, secure and efficient payment technology, co-founders Jeff Rooney and Nick Cucci, who is quoted throughout this profile, decided to build their own gateway. The resulting journey has been rewarding for the company and its partners, Cucci stated.
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Nick Cucci
December 13, 2021
Combating fraud post COVID, 2021 and beyond
As digital transformation accelerates at an unprecedented rate, the ROI for credit card fraud increases in tandem. Fraudsters decide where to spend their time and resources the same way normal people evaluate the cost versus value of large, important purchases. As digital currencies and cashless societies spread around the globe, it's imperative to know the risks associated with new technologies that can directly impact your finances. Online payments have been booming for the past 10 years. COVID further accelerated this ecommerce/cashless boom.
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Nick Cucci
June 14, 2021
Fluid Pay, LLC. Adds Google Pay to Cloud-Based Payment Gateway Offering
Franklin, TN – June 14th, 2021 – Fluid Pay, LLC. the first and only full cloud-based level 1 PCI compliant payment gateway has launched support for Google Pay...
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Nick Cucci
May 16, 2021
Fluid Pay, LLC. Mourns the Loss of Darcie Ragona
On Saturday, May 15th Fluid Pay suffered a tremendous loss when Darcie Ragona lost her battle with cancer...
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Nick Cucci
June 22, 2020
Affiliate marketing 101
Simply put, affiliate marketing is when you are promoting products from one or more companies and making commissions off the sales. As a "partner" you're essentially a sales representative for the company. You make a sale; the company rewards you. One of the attractions of affiliate marketing is how scalable it is. You can promote the products of one company or many companies in a bundle when necessary.
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Nick Cucci
March 9, 2020
Return of the Skimmer
Credit card skimming has made a resurgence and is hitting media outlets like crazy. With increased usage of credit cards it's inevitable for fraudsters to keep trying old methods that were somewhat successful. The worst part of credit card skimming is the cardholder is blindsided, particularly when their credit card has never left their possession.
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Nick Cucci
January 13, 2020
New Year, New Inspirations
I'll begin my first article of 2020 with a mini history lesson on Black Friday: Late 19th century, President Lincoln made Thanksgiving an official holiday; 1905, Canadian store (Eaton's) hosted the first Thanksgiving parade; 1924, Macy's launched its Thanksgiving Day parade; 1950s; people started calling in sick the day after Thanksgiving to shop; 1966, Black Friday term first used in print ads.
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Nick Cucci
November 25, 2019
Credit Cards Surging in 2019 – Fraud Too!
Let's state the obvious. The economy is booming and people are spending more money. Here's a crazy statistic from The Washington Post: only 5 percent of individuals use no credit or debit cards in 2019.
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Nick Cucci
November 15, 2019
Kevin J. Calabrese Promoted To Executive Vice President At Fluid Pay, LLC
Fluid Pay, LLC. has promoted Kevin J. Calabrese to lead the Gateway Processing Division both domestic and internationally as Fluid Pay's Executive Vice President...
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Nick Cucci
November 12, 2019
Fluid Pay, LLC. Announces Compliant Cash Discount & Surcharging Products
Fluid Pay LLC, the first fully cloud based Level 1 PCI compliant industry leading payment gateway has launched two compliant programs for Cash Discount and Surcharging...
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Nick Cucci
July 8, 2019
What Exactly Is 'The Cloud' Or 'Cloud Computing'?
Our industry, which is part of the tech industry, is no different than any other. We like to use buzzwords or terms that sometimes don't clearly convey to consumers what they actually mean. For example, "the cloud." What does it mean when you say your data is stored in the cloud? And what are the benefits or lack thereof?...
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Nick Cucci
April 8, 2019
More Mobile Payments, More Mobile Fraud
This won't come as a surprise, but mobile devices are now the preferred way to access the Internet and make payments. Nearly 80 percent of people in the United States own a smartphone, according to Forbes magazine...
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Nick Cucci
March 5, 2019
Nicholas Cucci, C.F.E. Named To ETA's Forty Under 40: Gamechangers In Payments Technology
The Electronic Transactions Association (ETA) selected Nicholas Cucci, C.F.E. of Fluid Pay, LLC.for the 2019 Forty Under 40 class, highlighting the gamechangers at the intersection of payments and technology.The roster includes individuals whose actions and leadership are driving the payments technology industry forward and represent payments – from start to FinTech...
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Nick Cucci
February 11, 2019
Keeping Your Sales Training Current
When people envision a salesperson they tend to think of a smooth talker and possibly even a yes man. The truth is the most effective salesperson is a superb listener. Instead of those who are always trying to be inline...
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Nick Cucci
January 14, 2019
Breaching Into The New Year
Data breaches were rampant in 2018. I've identified four as particularly notable. Back in 2011, phishing was a major, developing issue. Now it is a streamlined staple of criminals attacking our financial networks...
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Nick Cucci
November 12, 2018
Payments Industry Marketing 101
I'm in marketing. The dreaded statement anyone who is actually in marketing despises hearing. I'm sure you've come across different terms and titles by now: B2B, content marketing, digital marketing, marketing management...
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Nick Cucci
October 2, 2018
Former Co-Founder Of Network Merchants Inc. (NMI) Joins Fluid Pay LLC.'s Executive Team
Fluid pay, LLC. announced today that it has appointed accomplished technology executive Theodore L. Cucci as Chief Executive Officer and board member to lead the company through its next phases while maintaining exponential growth...
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Nick Cucci
August 12, 2018
PCI Complaince Simplified
You'd think a titan like Capital One would be PCI compliant, but a misconfigured firewall was reportedly behind the recent theft of data related to approximately 100 million businesses and individuals that applied for Capital One credit cards. If true, Capital One failed the requirement set forth in the Payment Card Industry Data Security Standard (PCI DSS): Install and maintain a firewall configuration to protect cardholder data. Unfortunately, Capital One is not alone.