01Partner program

A payment gateway that grows when you do, not at your expense.

Fluid Pay is a REST-based payment gateway for ISOs, agent groups, and ISVs serving card-present, ecommerce and recurring merchants from SMB to enterprise. We do not board merchants ourselves. We give partners the tools to board faster, support less, and keep the merchants they sign.

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ISO/Agent/ISV partners only. Approval required.

Need terminology context? Review the payments glossary.

02Pick your channel

Six channel overviews. Same platform underneath.

Each page is written for a different kind of partner. Same gateway, same non-compete, different proof points and different starting points.

  • Partner-only model
  • REST API + dashboard
  • Card-present + ecommerce
  • Webhooks & events
  • Tokenization / vault
  • Semi-integrated terminals
  • Role-based access
  • Portfolio reporting
03Why Fluid Pay

One gateway across card-present, ecommerce, and recurring.

One platform across the channels merchants actually use

  • Terminals, ecommerce, and merchants who run both sit on one vault
  • REST endpoints plus webhooks so reporting and CRM updates stay in sync
  • Fewer "where is that transaction" tickets, because the platform pushes the status

Less support load on your team

  • One reporting view across card-present and card-not-present, with exports
  • Searchable transaction and customer history across every channel
  • Terminal monitoring and device management from the same dashboard

Faster boarding, fewer churn signals

  • A single onboarding flow that handles ecommerce and card-present merchants
  • Lifecycle tools for account management built into the partner portal
  • Works for SMB merchants and scales up to enterprise operations on the same stack
04Where we stand

Four commitments that line our growth up with yours.

Partner-only distribution

Approved ISO, agent and ISV partners only. No direct sales motion, no side door.

No direct merchant boarding

We do not compete for your merchants. The business only grows when yours does.

Built for agent networks

Sub-ISO hierarchy, role-based permissions, and operational controls built in — not bolted on.

A REST API ISVs can live with

Predictable shapes, hosted fields for card capture, webhooks for state changes, idempotency on everything that needs it.

05What you get

The full stack to run a portfolio across every channel a merchant uses.

A REST API the integration team can live with

  • Endpoints for the whole transaction lifecycle: auth, capture, refund, void, reporting
  • Webhooks fire on state changes so downstream systems stay in sync
  • Sandbox matches production. What works in dev does not break at launch
  • One API across card-present and card-not-present, not two with a shared logo

Card-present and terminal support

  • Semi-integrated and standalone terminals, on the certified device list
  • Cloud-based device management and provisioning from the same dashboard
  • EMV, contactless, NFC, and magstripe fallback
  • The same transaction model your CNP flow uses, not a parallel one

Ecommerce and CNP workflows

  • Hosted payment pages and a custom checkout path when you want the brand control
  • Subscriptions and recurring billing with retries, dunning, and account updater
  • Customer vault with token re-use so repeat purchases skip the card form
  • Event-driven updates so merchant systems and yours stay in sync

Tokenization and the customer vault

  • Saved cards and ACH accounts under platform tokens, not raw PANs
  • Token-first checkout that keeps PCI scope off the merchant
  • Same vault works in-store and online. Tokenize at the counter, charge from a webhook

Portfolio reporting and ops visibility

  • One reporting view that spans every channel, with exportable filters
  • Partner-level rollups for reconciliation and operations
  • Searchable transaction and customer history with deep filtering

Partner hierarchy and controls

  • Sub-ISO and agent hierarchy that mirrors how you actually operate
  • Role-based permissions for agent, ops, admin, and engineering
  • Activity tracking that holds up under audit
  • White-label and co-branded paths for ISV partners
Book a partner demo
06Who this is for

Partners who want one gateway across every channel their merchants run.

  • ISOs and agent groups running ecommerce, card-present, or both
  • ISVs and software platforms embedding or reselling payment processing
  • Partners with SMB and enterprise merchants on the same book
  • Teams that want a real API and a dashboard their operators will actually use
  • Anyone who wants one gateway for the in-store and online sides of the same merchant

Not a fit

Direct-to-merchant signups

Fluid Pay does not board merchants direct. If you are a merchant looking for a payment processor, the right move is to work with one of our certified partners. We will point you to one.

20+
Products in the catalog
L1
PCI DSS Service Provider
99.99%
Uptime, rolling 12 months
2017
Partner-only since
Apply to partner Book a demo
07How it works

From application to live, in three steps.

01

Apply

A short form: who you are, what channel you run, what you want to ship. Reviewed by a person, usually within one business day.

02

Get set up

Partner access, sandbox credentials, processor wiring, terminal configuration if you need it, and the dashboards your team will use.

03

Board and run

Board merchants from the dashboard or the API. Run card-present and ecommerce on the same vault. Reporting and webhooks land in your stack from day one.

Apply to become a partner
08FAQ

Frequently asked questions

No. Fluid Pay works through approved ISO, agent and ISV partners only. We do not have a direct sales team aimed at merchants, and we are not planning to.

Yes. EMV, contactless, NFC, ecommerce, recurring billing, and terminal flows all sit on the same API and the same dashboard. One vault on the back end.

Yes. The API is REST, the SDK is hosted-fields, and provisioning is partner-scoped. ISVs and SaaS platforms embedding or reselling payments are the largest segment we serve.

Yes. The same boarding workflow, the same configuration depth and the same reporting handle both ends. You do not change infrastructure when a merchant grows.

Yes. Every feature in the dashboard ships with a documented endpoint, and webhooks fire on transactions, disputes, terminal events, vault changes and more.

Semi-integrated and standalone options, with cloud-based device management. The exact device list updates as we certify new hardware; ask during onboarding for the current one.

A short application and a real conversation about your channel, your portfolio, and what you want to ship. Every application gets reviewed by a human, and we respond either way.

09Apply

Become a Fluid Pay partner

Tell us about your team and your channel. Every application gets reviewed by a person, and we follow up either way.

We'll respond with next steps after review.

10Next steps

Grow your portfolio on a gateway that is structurally on your side.

Apply to partner Book a demo

ISO/Agent/ISV partners only.

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