For agent groups · Partner-only since 2017

Multi-tier payments, without losing your reps.

Hierarchy controls, sub-agent visibility, and a partner-only model — your agents stay loyal to you, not to the gateway.

For technical evaluation: Developer documentation (sandbox reference, no login required to read). For term definitions, use the payments glossary.

Why partners choose Fluid Pay

Non-compete by design Level 1 PCI · multi-region cloud 20+ products, one API

What slows teams down

Problems we hear from Agent groups programs

Gateways that recruit your reps
Some "agent-friendly" platforms run their own agent program on the side. The reps you train end up in someone else's downline — and your group ends up subsidising the recruiting funnel.
Rep-level chaos
When every rep has a different workaround for terminals or vaulting, risk and support costs spike. The hierarchy is only as strong as its weakest sub-agent's tooling.
Murky hierarchy reporting
Sub-agent splits, group-level rollups, and override visibility get hand-stitched in spreadsheets when the gateway does not natively model office → group → agent → sub-agent.

What changes with Fluid Pay

Hierarchies that mirror how you actually operate
Office → group → agent → sub-agent. Each level sees only what they should. Roll up reporting cleanly to the top, every time.
We don't recruit your reps
We have never run an agent program. Your reps come from you, get trained by you, and earn from you — not from a side channel we ran on top of your group.
Omnichannel acceptance every rep can sell
Card-present, virtual terminal, ecommerce, recurring billing — all on one stack so reps do not get out-quoted by competitors stitching five-product stacks together.

Relevant products

Every product ships behind your brand. Explore details on each product page.

Apply when you are ready for partnership review. Book a demo when you want a technical walkthrough first.